Introduction
Ohana is a fintech platform built to simplify loan disbursement, tracking, and borrower scoring for group lending. Dazal partnered with Ohana to bring microfinance institutions a digital alternative to slow, manual borrower onboarding, addressing a core bottleneck in group loan management and financial transparency.
Problem
Inefficient Manual Processes
Group lending relied on outdated manual processes and inconsistent borrower ratings, leaving institutions without reliable digital tools. Onboarding a new borrower or group took days of paperwork and back-and-forth, delinquencies went unnoticed until it was too late, and the lack of centralized data made it difficult for lenders to trust the numbers or plan for growth.
Solution
Cloud-Based Loan Platform
Dazal delivered a cloud-based loan disbursement and scoring platform purpose-built for group lending, combining a streamlined digital onboarding flow with real-time borrower scoring. Individual and group loans are tracked from a single dashboard, giving fintechs and microfinance firms a clear, centralized view of performance, repayments, and risk as they scale.
Benefits
- Borrower onboarding time cut by 40%
- Delinquency detection improved by 85%
- User satisfaction tripled after launch
- Centralized dashboard gave lenders real-time visibility across branches